How it works
911cash is a loan-matching service. You fill out one application, and we send it to lenders in our network that offer installment loans.
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Apply once
About 5 minutes
Tell us how much you need and a few details about your income. The form works on any phone.
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Hear from a lender
Often the same day
Lenders in our network review your application. One that can help contacts you directly.
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Verify your bank
A few minutes
The lender asks you to complete Instant Banking Verification instead of sending documents.
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Sign and get paid
Once you sign
The lender sends its contract with the full cost. Funds are deposited after you sign.
Instant Banking Verification
Instead of asking for pay stubs and bank statements, lenders ask you to sign in to your online banking through a secure verification service. It shares a read-only view of your recent transactions with the lender reviewing your application.
It doesn't give anyone your password, and it can't move money.
What 911cash does
We send your application to lenders in our network and answer your questions before and after you apply.
We don't lend money or decide on applications. The lender sets the rate, the fees and the payment dates.
Rates and fees
Each lender sets its own terms. These are typical of the lenders in our network, last reviewed November 2026.
- Amount
- $300 to $3,000
- Repaid over
- 90 to 120 days
- Annual rate (APR)
- 22% to 32%Based on the risk of the application
- Membership fees
- May applyAlways shown in your contract
Example: $1,000 over about 120 days at 32% APR
| If you're paid | Payments | Each payment | Total repaid |
|---|---|---|---|
| Weekly | 17 | $62.13 | $1,056.21 |
| Every 2 weeks | 9 | $118.04 | $1,062.36 |
| Monthly | 4 | $266.89 | $1,067.56 |
Interest only, before any membership fee. Your lender's contract shows the exact schedule.
Representative example
A $300 loan at 32% APR over 98 days is repaid in 7 payments of about $44.99, every two weeks. Total repaid: $314.93, of which $14.93 is the cost of borrowing.
Other fees to ask about
Lenders list every fee in the contract before you sign. Common ones are a fee for a missed or returned payment (NSF), and a membership fee with some lenders. Ask the lender to explain anything you don't understand before you sign.
Paying early
Ask your lender whether you can repay early without a penalty. Paying early reduces the interest you pay.
Apply in about five minutes
You only agree to a loan when you sign a lender's contract.